A Step-by-Step Guide For Making UPI Payments Overseas

The Unified Payments Interface (UPI) of India is one of the most widely used digital payment mechanisms in the country. It is quick, easy, and safe, allowing users to send money to anybody having a UPI ID or bank account number. Initially designed for internal usage, the system has become the country’s preferred means of payment, and there is now a rising demand for it to be offered internationally.

The Government of India has made UPI payments available in numerous overseas nations, including France and the United Arab Emirates, to make transactions easier for Indians living abroad. Non-Resident Indians (NRIs) can also use it to begin foreign transactions.

List Of Countries Where UPI Payments Are Currently Available

  • France 
  • Bhutan
  • Nepal
  • Oman 
  • UAE
  • Malaysia
  • Thailand
  • Philippines
  • Vietnam
  • Singapore
  • Cambodia
  • Hong Kong
  • Taiwan
  • South Korea
  • Japan
  • United Kingdom
  • Europe

If you are traveling to a country where India’s Unified Payments Interface (UPI) is available, you can make transactions using UPI payment applications such as PhonePe, Amazon Pay, Google Pay, Paytm, and others. These applications will allow you to make digital payments using your UPI ID or associated bank account number, making it a quick and safe method to make payments while traveling.

Also Read: UPI Transaction Limits Revised by GPay, PhonePe, and Paytm

How to Use UPI Apps Outside of India 

Step 1: Download or launch a UPI-enabled mobile app, such as PhonePe, Google Pay, or Paytm, that supports international UPI transactions in the country. 
Step 2: Link the app to your Indian bank account.
Step 3: Once your bank account has been linked, you must submit the recipient’s information, including their bank account number, IBAN, and BIC, as well as the transfer amount and currency.
Step 4: You will receive a confirmation message after the transaction is complete.

How can Non-Resident Indian Use UPI Apps

Step 1: Get a mobile app that supports UPI, such as PhonePe, Google Pay, or Paytm.
Step 2: Connect your NRE or NRO account to the app.
Step 3: Enter your Indian mobile phone number and bank account information.
Step 4: Once your accounts are linked, you may use UPI to send money to anybody in India who has a UPI ID.
Step 5: You can also use UPI to pay for products and services in India at merchant outlets.

Also Read: Essential Money Protection Tips Staying Safe Amid Rising UPI Scams

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Stuti Talwar

Expressing my thoughts through my words. While curating any post, blog, or article I'm committed to various details like spelling, grammar, and sentence formation. I always conduct deep research and am adaptable to all niches. Open-minded, ambitious, and have an understanding of various content pillars. Grasp and learn things quickly.

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