Digital Money

Bank-Wise UPI Per Day Transaction Limit 2022

A unified payments interface (UPI) has evolved and transformed the digital payments standard in India to the next level. Developed by the National Payments Corporation of India (NPCI), this online payment system allows users to send and receive payments through UPI IDs, which are unique for everyone. There are certain types of UPI-based payment applications for smartphones through which a payee also receives cashback and interesting offers for making UPI payments to merchants. This payment system is rapid and very easy to use, but only one question creates doubt among users. That is, What is the transaction limit for making UPI payments? They want answers about both daily and per-day transaction limits for different banks.

Bank-Wise UPI Per Day Transaction Limit

General UPI Transaction Limit or How Much You Can Pay Via UPI?

The general UPI per day limit for any individual is ₹1 Lakh, and users can make 20 transactions in a day. But the max per transaction limit is different and depends on your bank.

Bank-Wise UPI Transaction Limit

Bank NamePer Transaction Limit (INR)Per Day Limit (INR)
Axis Bank1,00,0001,00,000
Bank of Maharashtra10,00020,000
Bank of Baroda25,00050,000
Canara Bank1,00,0001,00,000
CitiBank1,00,0001,00,000
Federal Bank1,00,0001,00,000
HDFC Bank1,00,0001,00,000
ICICI Bank10,00010,000
IDBI Bank25,00050,000
Kotak Bank25,00050,000
Punjab National Bank1,00,0001,00,000
State Bank of India1,00,0001,00,000
Standard Chartered Bank1,00,0001,00,000
Union Bank of India1,00,0001,00,000
Yes Bank1,00,0001,00,000

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What Is The Daily Limit Through BHIM UPI App?

Daily transaction limits vary from bank to bank. Every institution has its methodology to set the benchmark limit. For the BHIM App, there is a daily transaction limit of ₹40,000 for all individuals.

Rishabh Sharma

Rishabh is an experienced content writer and editor, he is working for Viralbake to cover a diversified range of categories. His articles mainly focus on providing information, being a travel guide, educating others, and also making people aware of technology, after all, he is a technophile. When not writing he can be found gaming, watching movies, and travelling.

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