Most banks provide an outstanding financial instrument like a credit card. You can quickly manage your funds and have a better payment experience with it. You may also take advantage of special deals and discounts on your purchases.
The Bajaj Finserv RBL Bank SuperCard, made available through cooperation between the two financial institutions, is a good alternative. Credit card advantages from Bajaj Finserv and RBL Bank range from rewards to interest-free cash withdrawals.
With these advantages, you may improve and simplify your purchasing experience. Below we have mentioned a list of benefits of Bajaj Finserv RBL Bank SuperCard
Benefits Of Bajaj Finserv RBL Bank SuperCard
1. Convert Your Purchases into Affordable EMIs
Payments for big-ticket items might be worrisome since they can significantly reduce your savings. You don’t have to worry about it with the Bajaj Finserv RBL Bank SuperCard. This is because you can convert purchases of more than 2,500 into manageable EMIs.
You can do this with high-end things, gadgets, hotels, holiday flights, and so on. You can pay for your goods in monthly installments over an appropriate period of time. As a result, you are not required to make lump sum payments and can maintain the EMI within your monthly budget. This allows you to buy what you want while quickly sticking to your budget.
2. Increase Your Purchasing Power
One of the most notable advantages of this card is that it boosts your purchasing power. You can shop without having to hunt for your money or wait to save for the buy if you have a large enough limit.
You can spend your credit card limit on apparel, food, groceries, plane tickets, hotels, and other items. As a result, applying for a Bajaj Finserv RBL Bank Credit Card increases your spending power without putting you under undue financial burden.
3. Save More on Every Purchase
The advantage of special deals on your transactions is one of the numerous Bajaj Finserv RBL Bank credit card features. You can earn unique shop deals and rewards of up to 5% on purchases made at partner retailers.
Furthermore, because the partner shop network is extensive, you may save on a variety of credit card transactions. This becomes a significant benefit over time, especially if you are a regular consumer.
4. Enjoy Unlimited Offers And Rewards On Your Purchases
When you apply for a Bajaj Finserv RBL Bank SuperCard, you will be able to receive rewards and exclusive incentives anytime you use the card. You can also earn bonus points for achieving certain spending thresholds. Furthermore, depending on the nature and amount of your transactions, you can receive up to 2X incentives.
You may use these reward points to purchase lifestyle items, airplane tickets and accommodations for your holiday, movie tickets, and electronics. You do not utilize your credit card limit when you pay with points. As a result, redeeming these points reduces the cost of your purchases.
5. Withdraw Cash Without Any Added Interest
Many banks or credit card companies charge interest on cash withdrawals made using a credit card. This rate can rise to 3% of the withdrawal amount, and it takes effect immediately. However, one of the Bajaj Finserv RBL Bank credit card perks is a 50-day no-interest period.
Furthermore, when you make a withdrawal, you merely pay a processing charge. This cost is 2.5% of the total cash amount or Rs. 500, whichever is greater. This means you can meet your immediate needs without paying extra interest costs until the debt is repaid.
These are some of the primary benefits of having a Bajaj Finance RBL Bank SuperCard. You may quickly apply for this credit card and save more money with each swipe of your credit card. Furthermore, requiring fewer documents decreases the administrative burden of the application.
You must be an Indian citizen between the ages of 21 and 70 to apply. Furthermore, if you have the appropriate credit score, you can receive immediate approval. Once approved, you may take advantage of the various Bajaj Finserv RBL Bank credit card advantages.