The Unified Payments Interface (UPI) has become increasingly popular in India in recent years as it offers a convenient and secure way to make payments for goods and services. Google Pay is one of the well-known payment gateways that enables users to make UPI payments using their bank accounts, debit cards, and even select credit cards.To ensure the authenticity of the content, please provide specific details or instructions you would like me to include or focus on.
Now Credit Card UPI Payments on GPay
Initially, the National Payments Corporation of India (NPCI) only permitted users to make UPI payments using their bank accounts. However, a recent collaboration between NPCI and Google Pay has enabled the integration of RuPay credit cards with UPI. This integration empowers users to make payments using their credit cards simply by scanning the merchant’s QR code, eliminating the need to carry the physical card.
RuPay has announced that this feature is now available to all RuPay credit card holders from major banks, such as Axis Bank, Indian Bank, Bank of Baroda, Canara Bank, HDFC Bank, Punjab National Bank, Kotak Mahindra Bank, and Union Bank of India. Moreover, RuPay has assured customers that more banks will soon join in implementing this new initiative.
Hence, if you possess a RuPay credit card from any of the aforementioned banks, you can now link it to Google Pay to facilitate payments. Here’s a step-by-step guide on making UPI payments through GPay using your credit card.
Steps to Use UPI Credit Card Payments on GPay:
Adding Your RuPay Credit Card to Google Pay:
- Launch the Google Pay app on your smartphone.
- Access the app’s Settings menu.
- Tap on “Setup payment method” and select “Add RuPay credit card.”
- Enter the last six digits, expiry date, and PIN of your RuPay credit card.
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Activating and Using Your RuPay Credit Card on UPI:
- In the Google Pay app, navigate to your profile and select “RuPay credit card on UPI” to activate the card.
- Choose the bank that issued your RuPay credit card.
- Set a unique UPI PIN for your RuPay credit card.
- Your RuPay credit card is now ready for UPI payments.
- To make a payment at the merchant’s payment interface, select UPI as the payment option.
- Enter the UPI ID or scan the QR code provided by the merchant.
- Confirm the payment amount, enter your UPI PIN, and complete the transaction.
