Fixed Deposit or Mutual Funds? India’s No. 1 Investment Choice

Are you looking forward to investing your money in a good place? If yes, then this is a great article to start with as we will discuss the No. 1 Investment Choice of India in it.

Let us begin by learning about a few terms which are mentioned below:

Fixed Deposit or Mutual Funds? India’s No. 1 Investment Choice

What is a Fixed Deposit?

Fixed Deposit is a type of investment that people do with a fixed amount of money for fixed interest or rate for a fixed time duration.

What are Mutual Funds?

Mutual Funds is an investment plan that is managed by a professional Funds Manager. It pools money from multiple investors and puts it in the right places to earn profit which is shared with the investors.

The Real Question: Fixed Deposit or Mutual Funds?

But, the real question here is which is the best investment plan: Fixed Deposit or Mutual Funds?

We will discuss the same in this article so that people can make good decisions while investing their money.

First of all, please understand that though ‘saving’ and ‘investing’ are used synonymously, these are two totally different terms. Saving is money sitting in your bank account whereas investing is when money is working to make more money. It is always a good idea to invest your money rather than saving as it ensures that your money is working as hard as you are and making more money.

When it comes to investing money, India is seeing a major inclination towards Mutual Funds in recent years. People believe that it is the best way to invest as it involves low cost which means even the freshest of the lot can do this.

Adding to the previous statement, it is always a good idea to start investing at an early age. Being of low cost, Mutual Funds let you invest at your growing stage so that you can get better returns in future.

Benefits of Investing in Mutual Funds

People invest for two reasons: Education plan for the kids and their retirement plan. These are two of the major concerns of every investor. So, if you invest properly, you will be able to avail these benefits.


There is only one conclusion to this article: No matter what, invest.

Although Mutual Funds are said to be the most preferable way of investing in India, you can go for whatever you find suitable. And do it as soon as you are able to club a few pennies to set aside.

Also Read:

10 Best Mutual Funds Of 2022 To Invest In

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