HDFC ‘OfflinePay’: Send Digital Payments Offline Without Internet, Read How

HDFC Bank, the largest private sector bank, has launched an official digital payments pilot project. HDFC has recently launched OfflinePay Solution in Partnership with Crunchfish, under the Reserve Bank of India’s Sandbox. Because of this project or solution for digital payments the senders and receivers will not need an internet connection.

HDFC OfflinePay Send Digital Payments Offline Without Internet

HDFC Bank to Make Digital Payments Offline

HDFC Bank has become the first to provide such an excellent solution to this major problem. With this HDFC bank customers can now transfer or receive payments in areas having poor network coverage or no connectivity. Furthermore, this offline payment solution will allow users to make cashless payments at trade fairs, public events or any network-congested area.

The standard method of online payments requires the sender to be online and the receiver can be either online or offline. Thus, making it a problem in poor network coverage areas to transfer amounts. Now HDFC bank’s unique solution called OfflinePay will enable both the merchants and users to execute transitions without an internet connection.

“The solution enables merchants to receive payment confirmation in offline mode, and transactions are settled once either the merchant or the customer is back online. The service will be available to users of other banks via an invitation link during the four-month pilot phase, which will take place in 16 plus cities and towns across India. During the pilot, the transaction amount for OfflinePay will be limited to INR 200 per transaction,” mentioned DNA India quoting HDFC Bank.

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HDFC Digital Payments in Areas With No Network Coverage

What happens in the areas where there is no network coverage like underground metro stations, parking lots, aeroplanes, trains and ships? HDFC’s new offline payment service called OfflinePay will allow you to even pay in these network blind areas also.

“The RBI approved the application, developed by HDFC Bank and Crunchfish, in September 2022 as part of the regulatory sandbox program. The success of this pilot project could mark a new era in offline digital payments in India,” mentioned DNA India.

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Rishabh Sharma

Rishabh is an experienced content writer and editor, he is working for Viralbake to cover a diversified range of categories. His articles mainly focus on providing information, being a travel guide, educating others, and also making people aware of technology, after all, he is a technophile. When not writing he can be found gaming, watching movies, and travelling.

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