NPS, or National Pension Scheme, is one of the popular retirement schemes for people who want to receive monthly compensation. NPS was launched in 2004 by the Pension Fund Regulatory and Development Authority. The scheme is highly affordable, requiring you to make minimal contributions to get a pension monthly after retirement. Moreover, you can start investing in NPS at just 18 years of age, and the maximum age to invest is 60 years.
However, those who have already invested in NPS must check their balance from time to time, ensuring their contributions are credited into the account. Investors should check two factors- first, their invested amount and, secondly, their income generated through investment. But now you will ask how to check the NPS balance. Don’t worry; follow this article till the end, and you will know four different methods.
How to Check NPS Balance Online at Home?
Through the NSDL Portal:
- With this link, open the official website of National Securities Depository Limited (NSDL).
- Enter the details on the next page to login, such as Permanent Retirement Allotment Number (PRAN), user ID, password, and captcha code.
- After that, click on ‘Holding Statement’ mentioned under the ‘Transaction Statement’ section.
- Finally, the account balance will show on the screen.
Through the NSDL mobile application:
- First, download the NSDL mobile app from the official website.
- Next, launch the application and follow the same steps.
- All the NPS details, along with the total fund balance, will be displayed on the screen.
Through UMAN App:
- First, download the UMANG app from the Google Play Store.
- Either register yourself or log in to the app.
- Then, select the NPS option and choose the respective CRA.
- Now, select the ‘Current Holding’ option and enter your login details.
- After this, you will be able to check your NPS balance.
- Start by giving a missed call to 9212993399 from your NPS registered mobile number.
- You will receive an SMS carrying all the info related to your NPS account, along with your balance.