All You Should Know About The Yes Bank Corporate Financing - Viral Bake

Yes Bank Limited is one of the Indian private sector banks. Ashok Kapur and Rana Kapoor founded it in 2014. Yes Bank is known for providing financial and banking products for retail customers and corporate customers as well through asset management services and retail banking.  Now, Yes Bank is offering a wide myriad of Financial and Loans Solutions under its corporate banking segment to provide diverse business requirements. However, the Yes Bank Corporate Financing scheme includes:

Source: Business Line

Working Capital Finance

To lessen the sophistication and hassle of the business and companies in terms of handling cash flows, YES Bank is offering the Working Capital Finance feature. A separate and dedicated relationship manager to assist users in customizing loan products and other handling processes for those companies/ businesses availing this facility.

Facilities offered are – 

  • Bill financing
  • Cash credit
  • Working capital demand loan
  • Non-funded facilities

Also Read: Here’re Banks That Offer Home Loan At Less Than 7% Interest Rate



Term Lending – Yes Bank

Yes Bank knows the business banking needs and thus, they are aiming to offer the Term Lending facility. Under this service, users get funds through term loans for different purposes such as buying commercial assets, plant modernization, and capacity expansion. With this type of loans, corporate can also refurbish or extend the existing unit, and incept new industrial units. Moreover, corporate are also open to choose the tenure to repay their loans.

Features of Term Lending

  • Loans are customized as per the valuation of future cash flows
  • Get feasible debt solutions to international as well as local corporates and the public sector institutions

Structured Finance – Yes Bank

Various corporate face issues with financing requirements and thus Yes Bank Limited is offering Structured Finance solutions. Hence, corporates looking for first-string financial returns in a risk mitigated manner can apply for a Structured Finance loan. Owing to its strong legal and regulatory comprehension, Yes Bank is assisting corporates with solutions like off-balance-sheet structured solutions, acquisition financing solution, Quasi-debt structures (PTCs and preferences shares), and lease rental discounting solution.

Also Read: These Savings Bank Accounts Offer Higher Interest Rate Than Bank FD

Foreign Currency Loans – Yes Bank

Yes Bank is providing Foreign Currency Loans to solidify the FCY and strengthens the corporate sector. Businesses or corporations, who need requirements related to project finance, trade finance, and working capital, may apply for this financing facility. This facility covers schemes for corporates, such as external commercial borrowings, foreign currency credit to overseas entities, buyer’s suppliers’ credit, and acquisition financing, and similarly structured finance solutions.

Similarly, several other loan facilities like Corporate Finance and Supply Chain Banking are available with Yes Bank Limited. 


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Vivek Singh

With over 5 years of writing obituaries for a different organisation, I have a uniquely wry voice that shines through in my newest collection of articles.