AutoCars

What are the Common Reasons behind Car Insurance Claim Rejections?

Are you looking forward to filing a Car Insurance Claim and are worried if it can get rejected for some reason? If yes, then please take help from this article which will help you understand the reasons which can lead to rejection of your Car Insurance Claim.

What are the Common Reasons behind Car Insurance Claim Rejections?

1. Driving the vehicle without a legitimate driving permit:

Driving a vehicle without a legitimate driving permit is the most widely recognized justification behind Car Insurance Claim Rejections. Since it is compulsory to have a substantial driving permit for a vehicle, no insurance agency will engage your case in the event that you are driving without it. Besides, the insurance agency will dismiss your case in the event that you have a student’s permit and were driving without a super durable permit holder sitting in the front seat.

2. Drunk driving:

As you should know, drunk driving is a criminal offence in India. Assuming you are found drunk driving, the insurance agency will dismiss your case with practically no exchange on it. Aside from the case dismissal, a criminal action may be committed against you.

3. Involving a vehicle in an unspecified activity:

Involving a personal vehicle for a commercial purpose is another normal motivation behind why your vehicle protection guarantee can get dismissed. On the off chance that the vehicle is viewed as utilised for any unlawful demonstration, the insurance agency will immediately dismiss the case.

4. Utilisation of non-permitted accessories:

Your vehicle protection case can get dismissed in the event that you use vehicle embellishments that are not allowed by the law.

5. Not having the insurance contract in your name:

Not having the vehicle insurance contract in your name is exceptionally normal on account of second-hand car owners. In the event that a case is raised and it is observed that the vehicle insurance contract is under the name of the past proprietor while the new proprietor was driving the vehicle, the claim will be rejected.

6. Delay in filing the claim:

At the point when something happens, the insurance agency permits 24 to 48 hours to record a case. The insurance agency will dismiss the case on the off chance that the case isn’t recorded inside the specified period.

Conclusion

In this article, we learnt about the common explanations behind Car Insurance Claim Rejections. If you are a car owner who is expecting to get a car insurance approved, then you must read this article carefully to be aware of all the rejection possibilities.

I hope this article was helpful to you and if you think someone else can also benefit from this, then please share it.

Also Read:

Motor Insurance Policy: Five Important Tips for Renewing it

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Komalpreet

Words help me express the unsaid and we have come a long way while walking hand in hand like that so now I write about anything and everything that ignites the spark of inspiration in me.
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