Seeking Instant Interest-Free Loan Upto Rs 10,000 Online? Here's How You Can Get It - Viral Bake

In strain times like the one we are currently living in, there are chances that many of you might be seeking small interest-free loans and happens, there is one easy way to get it for yourself.

Mobikwik, that is a popular digital payment app in India recently announced its partnership with Home Credit India, which is a local arm of the international consumer finance provider Home Credit Group.

Source – Economic Times

Home Credit Group has operations across 9 countries including Europe and Asia and the company has recently announced the launch of its e-wallet Home Credit Money. Thus to promote it among people, Home Credit Money is currently offering interest-free loans up to Rs 10,000 directly into one’s wallet.


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The best part is there is no documentation needed to avail the loan and all the formalities would be sorted online. Besides the loan, Home Credit also offers features like cashback, offers, discounts on shopping and much more that one can make the best use of. In addition, customers can also avail personal loans of up to Rs 2,40,000.

Here are more details:
  • Loan Range: Rs 1,500 – Rs 10,000
  • Loan Tenure: fixed 3 months
  • Annualized Interest Rate: 0%
  • Processing fee:
  • For Loans up to Rs 4,999: Flat Rs 299
  • For Loans Rs 5,000 and above up to Rs 10,000: Flat Rs 599

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Speaking on the tie-up, Marko Carevic, Chief Marketing and Customer Experience Officer, Home Credit India said, “At Home Credit, our goal is to empower our customers by offering credit facilities that are seamlessly integrated with their purchase journeys. Built on customer-centricity, we believe that our partnership with MobiKwik is a significant step towards taking customer engagement and experience to a new level. With MobiKwik’s robust ecosystem, and capability to keep customers engaged with its large merchant network, we hope to create many more unique and customized products to address unmet financial needs of millions of customers in India.” 


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