No Need To Carry Debit Card To ATMs: Indian Banks Facilitate Cardless Cash Feature

State Bank of India, ICICI, Kotak Mahindra Bank, RBL, Bank of Baroda are the few lenders offering cardless cash withdrawal service to their customers in India. Cardless cash withdrawal service is quite a simple and secure mode that is available round-the-clock anywhere in India. Under this feature, customers are allowed to withdraw cash at some bank ATMs without using their debit card.

Source: rupeeiq

Wondering how is it possible? Read this!

How to withdraw cash at SBI ATMs without using a debit card?

  • Open the Yono app and log in
  • Feed the amount you want to withdraw
  • Now, you will receive a Yono Cash transaction number on your registered mobile number
  • You will need to use this cash transaction number and the PIN at any of SBI’s cardless transaction-enabled ATMs
  • Once you reach the ATM, you may use the option card-less transaction from the first page of the ATM
  • After this, click on the Yono Cash and enter the details correctly

Also Read: Forgot Your ATM Pin? Here’s How You Can Create A New One Online

Want to withdraw cash using ICICI bank cardless cash service? Follow these steps!

  • First, open the ‘iMobile‘ app and log in
  • Choose ‘Services’ and then ‘Cash Withdrawal at ICICI Bank ATM’ option
  • Select your account number, enter the amount, and generate a 4-digit temporary PIN and hit the submit option
  • Now, you will receive a reference one-time password that is required at the time of cardless cash withdrawal
  • Visit your nearest ICICI Bank ATM and choose the Cardless Cash Withdrawal option
  • Select ‘enter the mobile number’ and enter the ‘reference OTP number’ and the amount for withdrawal
Source: patrika

Here is how to enjoy Bank of Baroda’s cardless cash withdrawal feature

  • Open the BOB M-connect Mobile Banking application 
  • Crete a cardless transaction one-time password
  • Login to BOB Mobile Banking and click on the “Premium Services” tab and then hit “Cash on Mobile service”
  • Now, you are required to enter your account number and withdrawal amount
  • Once you submit the request, you will receive an OTP on your registered mobile number
  • Visit Bank of Baroda ATM and choose the ‘Cash on Mobile’ option
  • Enter the OTP you have received and the withdrawal amount

Kotak Mahindra Bank cardless cash withdrawal

  • Log in to the “Kotak Mahindra Bank Net Banking” or “Mobile Banking App”
  • After this, register for the recipient’s name, address, and mobile number
  • Wait till the process completes. After this, the recipient can withdraw cash from the Kotak Bank of India ATM
  • For this, users may enter few details like mobile phone number, SMS code, sender code, and the exact cash amount

Steps to withdraw cash through RBL Bank’s cardless cash withdrawal service

If you are an RBL bank account holder and want to use a cardless cash withdrawal service then you may proceed with the following steps:

  • Login to RBL Bank’s MoBank app
  • Search for the ATM that supports IMT functionality
  • Then use a mobile number linked to your account
  • Choose the IMT button on the mobile app and you will receive a code
  • You may use this code to withdraw money from the ATM

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Singh Vivek

With over 5 years of writing obituaries for a different organisation, I have a uniquely wry voice that shines through in my newest collection of articles.

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